LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,627
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,549
−HK$936/mo
Today · 4.125%
HK$31,485
baseline
▲ 0.50% · 4.625%
HK$33,401
+HK$1,916/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$62,970/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$487,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,960
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,844
−HK$896/mo
Today · 4.125%
HK$34,740
baseline
▲ 0.50% · 4.625%
HK$36,572
+HK$1,832/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$69,480/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$487,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,552
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,658
−HK$1,124/mo
Today · 4.125%
HK$37,782
baseline
▲ 0.50% · 4.625%
HK$40,081
+HK$2,299/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$75,564/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$487,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,552
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,612
−HK$1,077/mo
Today · 4.125%
HK$41,689
baseline
▲ 0.50% · 4.625%
HK$43,886
+HK$2,197/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$83,378/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$487,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,478
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$42,768
−HK$1,311/mo
Today · 4.125%
HK$44,079
baseline
▲ 0.50% · 4.625%
HK$46,761
+HK$2,682/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$88,158/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,144
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,381
−HK$1,256/mo
Today · 4.125%
HK$48,637
baseline
▲ 0.50% · 4.625%
HK$51,200
+HK$2,563/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$97,274/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,329
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,987
−HK$1,686/mo
Today · 4.125%
HK$56,673
baseline
▲ 0.50% · 4.625%
HK$60,121
+HK$3,448/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$113,346/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,328
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,919
−HK$1,614/mo
Today · 4.125%
HK$62,533
baseline
▲ 0.50% · 4.625%
HK$65,829
+HK$3,296/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$125,066/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,232 · Scale 2, in force from 26 Feb 2026)