LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,628
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,549
−HK$937/mo
Today · 4.125%
HK$31,486
baseline
▲ 0.50% · 4.625%
HK$33,401
+HK$1,915/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$62,972/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$487,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,960
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,844
−HK$897/mo
Today · 4.125%
HK$34,741
baseline
▲ 0.50% · 4.625%
HK$36,572
+HK$1,831/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$69,482/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$487,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,553
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,659
−HK$1,124/mo
Today · 4.125%
HK$37,783
baseline
▲ 0.50% · 4.625%
HK$40,082
+HK$2,299/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$75,566/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$487,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,553
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,613
−HK$1,076/mo
Today · 4.125%
HK$41,689
baseline
▲ 0.50% · 4.625%
HK$43,887
+HK$2,198/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$83,378/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$487,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,479
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$42,769
−HK$1,311/mo
Today · 4.125%
HK$44,080
baseline
▲ 0.50% · 4.625%
HK$46,762
+HK$2,682/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$88,160/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,145
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,382
−HK$1,256/mo
Today · 4.125%
HK$48,638
baseline
▲ 0.50% · 4.625%
HK$51,201
+HK$2,563/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$97,276/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,330
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,989
−HK$1,685/mo
Today · 4.125%
HK$56,674
baseline
▲ 0.50% · 4.625%
HK$60,122
+HK$3,448/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$113,348/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,329
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,920
−HK$1,614/mo
Today · 4.125%
HK$62,534
baseline
▲ 0.50% · 4.625%
HK$65,830
+HK$3,296/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$125,068/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,242 · Scale 2, in force from 26 Feb 2026)