LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,633
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,555
−HK$936/mo
Today · 4.125%
HK$31,491
baseline
▲ 0.50% · 4.625%
HK$33,407
+HK$1,916/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$62,982/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,966
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,850
−HK$897/mo
Today · 4.125%
HK$34,747
baseline
▲ 0.50% · 4.625%
HK$36,579
+HK$1,832/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$69,494/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,559
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,665
−HK$1,124/mo
Today · 4.125%
HK$37,789
baseline
▲ 0.50% · 4.625%
HK$40,089
+HK$2,300/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$75,578/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,559
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,620
−HK$1,077/mo
Today · 4.125%
HK$41,697
baseline
▲ 0.50% · 4.625%
HK$43,895
+HK$2,198/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$83,394/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,486
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$42,776
−HK$1,311/mo
Today · 4.125%
HK$44,087
baseline
▲ 0.50% · 4.625%
HK$46,770
+HK$2,683/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$88,174/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,153
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,390
−HK$1,256/mo
Today · 4.125%
HK$48,646
baseline
▲ 0.50% · 4.625%
HK$51,210
+HK$2,564/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$97,292/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,339
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$54,998
−HK$1,686/mo
Today · 4.125%
HK$56,684
baseline
▲ 0.50% · 4.625%
HK$60,133
+HK$3,449/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$113,368/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,339
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,931
−HK$1,614/mo
Today · 4.125%
HK$62,545
baseline
▲ 0.50% · 4.625%
HK$65,842
+HK$3,297/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$125,090/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,327 · Scale 2, in force from 26 Feb 2026)