LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,634
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,555
−HK$937/mo
Today · 4.125%
HK$31,492
baseline
▲ 0.50% · 4.625%
HK$33,408
+HK$1,916/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$62,984/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,967
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,851
−HK$897/mo
Today · 4.125%
HK$34,748
baseline
▲ 0.50% · 4.625%
HK$36,580
+HK$1,832/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$69,496/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,560
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,666
−HK$1,124/mo
Today · 4.125%
HK$37,790
baseline
▲ 0.50% · 4.625%
HK$40,090
+HK$2,300/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$75,580/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,560
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,621
−HK$1,077/mo
Today · 4.125%
HK$41,698
baseline
▲ 0.50% · 4.625%
HK$43,896
+HK$2,198/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$83,396/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,487
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,777
−HK$1,312/mo
Today · 4.125%
HK$44,089
baseline
▲ 0.50% · 4.625%
HK$46,771
+HK$2,682/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$88,178/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,154
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,392
−HK$1,255/mo
Today · 4.125%
HK$48,647
baseline
▲ 0.50% · 4.625%
HK$51,212
+HK$2,565/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$97,294/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,340
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$55,000
−HK$1,685/mo
Today · 4.125%
HK$56,685
baseline
▲ 0.50% · 4.625%
HK$60,134
+HK$3,449/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$113,370/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,341
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,932
−HK$1,615/mo
Today · 4.125%
HK$62,547
baseline
▲ 0.50% · 4.625%
HK$65,843
+HK$3,296/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$125,094/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,339 · Scale 2, in force from 26 Feb 2026)