LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,634
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,556
−HK$937/mo
Today · 4.125%
HK$31,493
baseline
▲ 0.50% · 4.625%
HK$33,409
+HK$1,916/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$62,986/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,968
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,852
−HK$897/mo
Today · 4.125%
HK$34,749
baseline
▲ 0.50% · 4.625%
HK$36,581
+HK$1,832/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$69,498/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,561
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,668
−HK$1,123/mo
Today · 4.125%
HK$37,791
baseline
▲ 0.50% · 4.625%
HK$40,091
+HK$2,300/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$75,582/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,562
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,623
−HK$1,076/mo
Today · 4.125%
HK$41,699
baseline
▲ 0.50% · 4.625%
HK$43,897
+HK$2,198/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$83,398/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,488
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,779
−HK$1,311/mo
Today · 4.125%
HK$44,090
baseline
▲ 0.50% · 4.625%
HK$46,773
+HK$2,683/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$88,180/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,155
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,393
−HK$1,256/mo
Today · 4.125%
HK$48,649
baseline
▲ 0.50% · 4.625%
HK$51,213
+HK$2,564/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$97,298/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,342
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$55,001
−HK$1,686/mo
Today · 4.125%
HK$56,687
baseline
▲ 0.50% · 4.625%
HK$60,136
+HK$3,449/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$113,374/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,343
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,934
−HK$1,615/mo
Today · 4.125%
HK$62,549
baseline
▲ 0.50% · 4.625%
HK$65,846
+HK$3,297/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$125,098/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,355 · Scale 2, in force from 26 Feb 2026)