LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,639
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,561
−HK$937/mo
Today · 4.125%
HK$31,498
baseline
▲ 0.50% · 4.625%
HK$33,414
+HK$1,916/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$62,996/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,973
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,858
−HK$897/mo
Today · 4.125%
HK$34,755
baseline
▲ 0.50% · 4.625%
HK$36,587
+HK$1,832/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$69,510/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,567
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,673
−HK$1,124/mo
Today · 4.125%
HK$37,797
baseline
▲ 0.50% · 4.625%
HK$40,097
+HK$2,300/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$75,594/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,568
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,629
−HK$1,077/mo
Today · 4.125%
HK$41,706
baseline
▲ 0.50% · 4.625%
HK$43,904
+HK$2,198/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$83,412/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,495
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,785
−HK$1,312/mo
Today · 4.125%
HK$44,097
baseline
▲ 0.50% · 4.625%
HK$46,780
+HK$2,683/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$88,194/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,162
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,401
−HK$1,255/mo
Today · 4.125%
HK$48,656
baseline
▲ 0.50% · 4.625%
HK$51,221
+HK$2,565/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$97,312/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,350
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$55,010
−HK$1,686/mo
Today · 4.125%
HK$56,696
baseline
▲ 0.50% · 4.625%
HK$60,146
+HK$3,450/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$113,392/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,352
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,944
−HK$1,614/mo
Today · 4.125%
HK$62,558
baseline
▲ 0.50% · 4.625%
HK$65,856
+HK$3,298/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$125,116/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,431 · Scale 2, in force from 26 Feb 2026)