LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,642
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,564
−HK$937/mo
Today · 4.125%
HK$31,501
baseline
▲ 0.50% · 4.625%
HK$33,417
+HK$1,916/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$63,002/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,976
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,861
−HK$897/mo
Today · 4.125%
HK$34,758
baseline
▲ 0.50% · 4.625%
HK$36,590
+HK$1,832/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$69,516/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,570
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,677
−HK$1,124/mo
Today · 4.125%
HK$37,801
baseline
▲ 0.50% · 4.625%
HK$40,101
+HK$2,300/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$75,602/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,571
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,633
−HK$1,076/mo
Today · 4.125%
HK$41,709
baseline
▲ 0.50% · 4.625%
HK$43,908
+HK$2,199/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$83,418/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,498
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,789
−HK$1,312/mo
Today · 4.125%
HK$44,101
baseline
▲ 0.50% · 4.625%
HK$46,784
+HK$2,683/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$88,202/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,167
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,405
−HK$1,256/mo
Today · 4.125%
HK$48,661
baseline
▲ 0.50% · 4.625%
HK$51,226
+HK$2,565/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$97,322/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,355
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$55,015
−HK$1,686/mo
Today · 4.125%
HK$56,701
baseline
▲ 0.50% · 4.625%
HK$60,151
+HK$3,450/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$113,402/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,357
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,949
−HK$1,615/mo
Today · 4.125%
HK$62,564
baseline
▲ 0.50% · 4.625%
HK$65,862
+HK$3,298/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$125,128/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,474 · Scale 2, in force from 26 Feb 2026)