LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,643
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,565
−HK$937/mo
Today · 4.125%
HK$31,502
baseline
▲ 0.50% · 4.625%
HK$33,419
+HK$1,917/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$63,004/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,977
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,862
−HK$897/mo
Today · 4.125%
HK$34,759
baseline
▲ 0.50% · 4.625%
HK$36,591
+HK$1,832/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$69,518/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,571
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,678
−HK$1,124/mo
Today · 4.125%
HK$37,802
baseline
▲ 0.50% · 4.625%
HK$40,102
+HK$2,300/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$75,604/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,573
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,634
−HK$1,077/mo
Today · 4.125%
HK$41,711
baseline
▲ 0.50% · 4.625%
HK$43,910
+HK$2,199/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$83,422/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,500
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,791
−HK$1,311/mo
Today · 4.125%
HK$44,102
baseline
▲ 0.50% · 4.625%
HK$46,786
+HK$2,684/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$88,204/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,168
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,407
−HK$1,256/mo
Today · 4.125%
HK$48,663
baseline
▲ 0.50% · 4.625%
HK$51,228
+HK$2,565/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$97,326/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,357
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$55,017
−HK$1,686/mo
Today · 4.125%
HK$56,703
baseline
▲ 0.50% · 4.625%
HK$60,153
+HK$3,450/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$113,406/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,359
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,951
−HK$1,615/mo
Today · 4.125%
HK$62,566
baseline
▲ 0.50% · 4.625%
HK$65,864
+HK$3,298/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$125,132/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,493 · Scale 2, in force from 26 Feb 2026)