LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,645
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,567
−HK$937/mo
Today · 4.125%
HK$31,504
baseline
▲ 0.50% · 4.625%
HK$33,421
+HK$1,917/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$63,008/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,979
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,864
−HK$897/mo
Today · 4.125%
HK$34,761
baseline
▲ 0.50% · 4.625%
HK$36,594
+HK$1,833/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$69,522/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,574
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,680
−HK$1,124/mo
Today · 4.125%
HK$37,804
baseline
▲ 0.50% · 4.625%
HK$40,105
+HK$2,301/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$75,608/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,575
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,637
−HK$1,076/mo
Today · 4.125%
HK$41,713
baseline
▲ 0.50% · 4.625%
HK$43,912
+HK$2,199/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$83,426/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,503
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,794
−HK$1,311/mo
Today · 4.125%
HK$44,105
baseline
▲ 0.50% · 4.625%
HK$46,789
+HK$2,684/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$88,210/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,171
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,410
−HK$1,256/mo
Today · 4.125%
HK$48,666
baseline
▲ 0.50% · 4.625%
HK$51,231
+HK$2,565/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$97,332/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,360
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,020
−HK$1,687/mo
Today · 4.125%
HK$56,707
baseline
▲ 0.50% · 4.625%
HK$60,157
+HK$3,450/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$113,414/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,363
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,955
−HK$1,615/mo
Today · 4.125%
HK$62,570
baseline
▲ 0.50% · 4.625%
HK$65,868
+HK$3,298/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$125,140/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,523 · Scale 2, in force from 26 Feb 2026)