LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,646
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,568
−HK$937/mo
Today · 4.125%
HK$31,505
baseline
▲ 0.50% · 4.625%
HK$33,422
+HK$1,917/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$63,010/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,981
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,865
−HK$897/mo
Today · 4.125%
HK$34,762
baseline
▲ 0.50% · 4.625%
HK$36,595
+HK$1,833/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$69,524/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,575
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,681
−HK$1,125/mo
Today · 4.125%
HK$37,806
baseline
▲ 0.50% · 4.625%
HK$40,106
+HK$2,300/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$75,612/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,577
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,638
−HK$1,077/mo
Today · 4.125%
HK$41,715
baseline
▲ 0.50% · 4.625%
HK$43,914
+HK$2,199/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$83,430/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,504
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,795
−HK$1,312/mo
Today · 4.125%
HK$44,107
baseline
▲ 0.50% · 4.625%
HK$46,790
+HK$2,683/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$88,214/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,173
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,411
−HK$1,256/mo
Today · 4.125%
HK$48,667
baseline
▲ 0.50% · 4.625%
HK$51,233
+HK$2,566/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$97,334/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,362
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$55,022
−HK$1,686/mo
Today · 4.125%
HK$56,708
baseline
▲ 0.50% · 4.625%
HK$60,159
+HK$3,451/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$113,416/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,365
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,957
−HK$1,615/mo
Today · 4.125%
HK$62,572
baseline
▲ 0.50% · 4.625%
HK$65,870
+HK$3,298/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$125,144/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,539 · Scale 2, in force from 26 Feb 2026)