LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,646
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,569
−HK$937/mo
Today · 4.125%
HK$31,506
baseline
▲ 0.50% · 4.625%
HK$33,423
+HK$1,917/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$63,012/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,981
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,866
−HK$897/mo
Today · 4.125%
HK$34,763
baseline
▲ 0.50% · 4.625%
HK$36,596
+HK$1,833/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$69,526/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,576
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,682
−HK$1,125/mo
Today · 4.125%
HK$37,807
baseline
▲ 0.50% · 4.625%
HK$40,107
+HK$2,300/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$75,614/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,578
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,639
−HK$1,077/mo
Today · 4.125%
HK$41,716
baseline
▲ 0.50% · 4.625%
HK$43,915
+HK$2,199/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$83,432/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,505
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,796
−HK$1,312/mo
Today · 4.125%
HK$44,108
baseline
▲ 0.50% · 4.625%
HK$46,792
+HK$2,684/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$88,216/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,174
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,412
−HK$1,257/mo
Today · 4.125%
HK$48,669
baseline
▲ 0.50% · 4.625%
HK$51,234
+HK$2,565/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$97,338/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,364
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$55,023
−HK$1,687/mo
Today · 4.125%
HK$56,710
baseline
▲ 0.50% · 4.625%
HK$60,161
+HK$3,451/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$113,420/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,366
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,959
−HK$1,615/mo
Today · 4.125%
HK$62,574
baseline
▲ 0.50% · 4.625%
HK$65,872
+HK$3,298/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$125,148/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,551 · Scale 2, in force from 26 Feb 2026)