LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,647
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,569
−HK$937/mo
Today · 4.125%
HK$31,506
baseline
▲ 0.50% · 4.625%
HK$33,423
+HK$1,917/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$63,012/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,982
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,867
−HK$897/mo
Today · 4.125%
HK$34,764
baseline
▲ 0.50% · 4.625%
HK$36,596
+HK$1,832/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$69,528/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,576
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,683
−HK$1,124/mo
Today · 4.125%
HK$37,807
baseline
▲ 0.50% · 4.625%
HK$40,108
+HK$2,301/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$75,614/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,578
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,640
−HK$1,077/mo
Today · 4.125%
HK$41,717
baseline
▲ 0.50% · 4.625%
HK$43,916
+HK$2,199/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$83,434/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,506
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,797
−HK$1,312/mo
Today · 4.125%
HK$44,109
baseline
▲ 0.50% · 4.625%
HK$46,792
+HK$2,683/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$88,218/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,175
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,413
−HK$1,256/mo
Today · 4.125%
HK$48,669
baseline
▲ 0.50% · 4.625%
HK$51,235
+HK$2,566/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$97,338/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,365
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$55,025
−HK$1,686/mo
Today · 4.125%
HK$56,711
baseline
▲ 0.50% · 4.625%
HK$60,162
+HK$3,451/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$113,422/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,368
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,960
−HK$1,615/mo
Today · 4.125%
HK$62,575
baseline
▲ 0.50% · 4.625%
HK$65,873
+HK$3,298/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$125,150/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,561 · Scale 2, in force from 26 Feb 2026)