LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,648
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,570
−HK$937/mo
Today · 4.125%
HK$31,507
baseline
▲ 0.50% · 4.625%
HK$33,424
+HK$1,917/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$63,014/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,983
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,868
−HK$897/mo
Today · 4.125%
HK$34,765
baseline
▲ 0.50% · 4.625%
HK$36,597
+HK$1,832/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$69,530/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,577
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,684
−HK$1,124/mo
Today · 4.125%
HK$37,808
baseline
▲ 0.50% · 4.625%
HK$40,109
+HK$2,301/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$75,616/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,580
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,641
−HK$1,077/mo
Today · 4.125%
HK$41,718
baseline
▲ 0.50% · 4.625%
HK$43,917
+HK$2,199/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$83,436/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,507
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,798
−HK$1,312/mo
Today · 4.125%
HK$44,110
baseline
▲ 0.50% · 4.625%
HK$46,794
+HK$2,684/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$88,220/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,176
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,415
−HK$1,256/mo
Today · 4.125%
HK$48,671
baseline
▲ 0.50% · 4.625%
HK$51,236
+HK$2,565/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$97,342/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,366
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,026
−HK$1,687/mo
Today · 4.125%
HK$56,713
baseline
▲ 0.50% · 4.625%
HK$60,164
+HK$3,451/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$113,426/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,369
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,962
−HK$1,615/mo
Today · 4.125%
HK$62,577
baseline
▲ 0.50% · 4.625%
HK$65,875
+HK$3,298/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$125,154/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,575 · Scale 2, in force from 26 Feb 2026)