LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,648
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,571
−HK$937/mo
Today · 4.125%
HK$31,508
baseline
▲ 0.50% · 4.625%
HK$33,425
+HK$1,917/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$63,016/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,983
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,868
−HK$897/mo
Today · 4.125%
HK$34,765
baseline
▲ 0.50% · 4.625%
HK$36,598
+HK$1,833/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$69,530/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,578
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,685
−HK$1,124/mo
Today · 4.125%
HK$37,809
baseline
▲ 0.50% · 4.625%
HK$40,110
+HK$2,301/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$75,618/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,580
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,642
−HK$1,077/mo
Today · 4.125%
HK$41,719
baseline
▲ 0.50% · 4.625%
HK$43,918
+HK$2,199/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$83,438/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,508
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,799
−HK$1,312/mo
Today · 4.125%
HK$44,111
baseline
▲ 0.50% · 4.625%
HK$46,795
+HK$2,684/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$88,222/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,177
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,415
−HK$1,257/mo
Today · 4.125%
HK$48,672
baseline
▲ 0.50% · 4.625%
HK$51,237
+HK$2,565/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$97,344/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,367
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,027
−HK$1,687/mo
Today · 4.125%
HK$56,714
baseline
▲ 0.50% · 4.625%
HK$60,164
+HK$3,450/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$113,428/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,370
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,962
−HK$1,616/mo
Today · 4.125%
HK$62,578
baseline
▲ 0.50% · 4.625%
HK$65,876
+HK$3,298/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$125,156/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,582 · Scale 2, in force from 26 Feb 2026)