LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,650
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,572
−HK$937/mo
Today · 4.125%
HK$31,509
baseline
▲ 0.50% · 4.625%
HK$33,426
+HK$1,917/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$63,018/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,985
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,870
−HK$897/mo
Today · 4.125%
HK$34,767
baseline
▲ 0.50% · 4.625%
HK$36,600
+HK$1,833/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$69,534/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,580
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,686
−HK$1,125/mo
Today · 4.125%
HK$37,811
baseline
▲ 0.50% · 4.625%
HK$40,111
+HK$2,300/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$75,622/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,582
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,644
−HK$1,076/mo
Today · 4.125%
HK$41,720
baseline
▲ 0.50% · 4.625%
HK$43,920
+HK$2,200/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$83,440/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,510
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,801
−HK$1,312/mo
Today · 4.125%
HK$44,113
baseline
▲ 0.50% · 4.625%
HK$46,797
+HK$2,684/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$88,226/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,179
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,417
−HK$1,257/mo
Today · 4.125%
HK$48,674
baseline
▲ 0.50% · 4.625%
HK$51,240
+HK$2,566/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$97,348/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,369
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,030
−HK$1,686/mo
Today · 4.125%
HK$56,716
baseline
▲ 0.50% · 4.625%
HK$60,167
+HK$3,451/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$113,432/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,373
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,965
−HK$1,616/mo
Today · 4.125%
HK$62,581
baseline
▲ 0.50% · 4.625%
HK$65,879
+HK$3,298/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$125,162/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,605 · Scale 2, in force from 26 Feb 2026)