LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,655
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,578
−HK$937/mo
Today · 4.125%
HK$31,515
baseline
▲ 0.50% · 4.625%
HK$33,433
+HK$1,918/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$63,030/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,991
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,876
−HK$898/mo
Today · 4.125%
HK$34,774
baseline
▲ 0.50% · 4.625%
HK$36,607
+HK$1,833/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$69,548/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,587
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,694
−HK$1,124/mo
Today · 4.125%
HK$37,818
baseline
▲ 0.50% · 4.625%
HK$40,119
+HK$2,301/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$75,636/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,590
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,651
−HK$1,078/mo
Today · 4.125%
HK$41,729
baseline
▲ 0.50% · 4.625%
HK$43,928
+HK$2,199/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$83,458/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,518
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,809
−HK$1,312/mo
Today · 4.125%
HK$44,121
baseline
▲ 0.50% · 4.625%
HK$46,806
+HK$2,685/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$88,242/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,188
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,427
−HK$1,256/mo
Today · 4.125%
HK$48,683
baseline
▲ 0.50% · 4.625%
HK$51,250
+HK$2,567/mo
Deposit HK$3.90M · loan HK$9.10M · min. income ≈ HK$97,366/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,380
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,040
−HK$1,687/mo
Today · 4.125%
HK$56,727
baseline
▲ 0.50% · 4.625%
HK$60,179
+HK$3,452/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$113,454/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,385
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,977
−HK$1,616/mo
Today · 4.125%
HK$62,593
baseline
▲ 0.50% · 4.625%
HK$65,892
+HK$3,299/mo
Deposit HK$1.30M · loan HK$11.70M · min. income ≈ HK$125,186/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,700 · Scale 2, in force from 26 Feb 2026)