LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,662
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,585
−HK$937/mo
Today · 4.125%
HK$31,522
baseline
▲ 0.50% · 4.625%
HK$33,440
+HK$1,918/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$63,044/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,999
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,884
−HK$897/mo
Today · 4.125%
HK$34,781
baseline
▲ 0.50% · 4.625%
HK$36,615
+HK$1,834/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$69,562/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,594
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,701
−HK$1,125/mo
Today · 4.125%
HK$37,826
baseline
▲ 0.50% · 4.625%
HK$40,128
+HK$2,302/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$75,652/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,598
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,660
−HK$1,078/mo
Today · 4.125%
HK$41,738
baseline
▲ 0.50% · 4.625%
HK$43,938
+HK$2,200/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$83,476/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,527
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,818
−HK$1,313/mo
Today · 4.125%
HK$44,131
baseline
▲ 0.50% · 4.625%
HK$46,816
+HK$2,685/mo
Deposit HK$3.90M · loan HK$9.11M · min. income ≈ HK$88,262/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,198
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,437
−HK$1,257/mo
Today · 4.125%
HK$48,694
baseline
▲ 0.50% · 4.625%
HK$51,261
+HK$2,567/mo
Deposit HK$3.90M · loan HK$9.11M · min. income ≈ HK$97,388/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,391
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,052
−HK$1,688/mo
Today · 4.125%
HK$56,740
baseline
▲ 0.50% · 4.625%
HK$60,192
+HK$3,452/mo
Deposit HK$1.30M · loan HK$11.71M · min. income ≈ HK$113,480/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,397
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,990
−HK$1,616/mo
Today · 4.125%
HK$62,606
baseline
▲ 0.50% · 4.625%
HK$65,907
+HK$3,301/mo
Deposit HK$1.30M · loan HK$11.71M · min. income ≈ HK$125,212/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,806 · Scale 2, in force from 26 Feb 2026)