LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,663
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,586
−HK$938/mo
Today · 4.125%
HK$31,524
baseline
▲ 0.50% · 4.625%
HK$33,442
+HK$1,918/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$63,048/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,000
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,885
−HK$898/mo
Today · 4.125%
HK$34,783
baseline
▲ 0.50% · 4.625%
HK$36,617
+HK$1,834/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$69,566/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,596
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,703
−HK$1,125/mo
Today · 4.125%
HK$37,828
baseline
▲ 0.50% · 4.625%
HK$40,130
+HK$2,302/mo
Deposit HK$5.20M · loan HK$7.81M · min. income ≈ HK$75,656/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,600
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,662
−HK$1,078/mo
Today · 4.125%
HK$41,740
baseline
▲ 0.50% · 4.625%
HK$43,940
+HK$2,200/mo
Deposit HK$5.20M · loan HK$7.81M · min. income ≈ HK$83,480/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,529
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,820
−HK$1,313/mo
Today · 4.125%
HK$44,133
baseline
▲ 0.50% · 4.625%
HK$46,818
+HK$2,685/mo
Deposit HK$3.90M · loan HK$9.11M · min. income ≈ HK$88,266/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,200
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,439
−HK$1,257/mo
Today · 4.125%
HK$48,696
baseline
▲ 0.50% · 4.625%
HK$51,263
+HK$2,567/mo
Deposit HK$3.90M · loan HK$9.11M · min. income ≈ HK$97,392/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,394
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,055
−HK$1,687/mo
Today · 4.125%
HK$56,742
baseline
▲ 0.50% · 4.625%
HK$60,195
+HK$3,453/mo
Deposit HK$1.30M · loan HK$11.71M · min. income ≈ HK$113,484/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,400
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$60,993
−HK$1,617/mo
Today · 4.125%
HK$62,610
baseline
▲ 0.50% · 4.625%
HK$65,910
+HK$3,300/mo
Deposit HK$1.30M · loan HK$11.71M · min. income ≈ HK$125,220/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,830 · Scale 2, in force from 26 Feb 2026)