LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,664
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,587
−HK$937/mo
Today · 4.125%
HK$31,524
baseline
▲ 0.50% · 4.625%
HK$33,442
+HK$1,918/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$63,048/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,001
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,886
−HK$898/mo
Today · 4.125%
HK$34,784
baseline
▲ 0.50% · 4.625%
HK$36,617
+HK$1,833/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$69,568/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,597
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,704
−HK$1,125/mo
Today · 4.125%
HK$37,829
baseline
▲ 0.50% · 4.625%
HK$40,131
+HK$2,302/mo
Deposit HK$5.20M · loan HK$7.81M · min. income ≈ HK$75,658/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,601
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,663
−HK$1,078/mo
Today · 4.125%
HK$41,741
baseline
▲ 0.50% · 4.625%
HK$43,941
+HK$2,200/mo
Deposit HK$5.20M · loan HK$7.81M · min. income ≈ HK$83,482/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,530
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,821
−HK$1,313/mo
Today · 4.125%
HK$44,134
baseline
▲ 0.50% · 4.625%
HK$46,819
+HK$2,685/mo
Deposit HK$3.90M · loan HK$9.11M · min. income ≈ HK$88,268/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,201
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,440
−HK$1,257/mo
Today · 4.125%
HK$48,697
baseline
▲ 0.50% · 4.625%
HK$51,264
+HK$2,567/mo
Deposit HK$3.90M · loan HK$9.11M · min. income ≈ HK$97,394/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,395
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,056
−HK$1,688/mo
Today · 4.125%
HK$56,744
baseline
▲ 0.50% · 4.625%
HK$60,196
+HK$3,452/mo
Deposit HK$1.30M · loan HK$11.71M · min. income ≈ HK$113,488/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,402
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,995
−HK$1,616/mo
Today · 4.125%
HK$62,611
baseline
▲ 0.50% · 4.625%
HK$65,911
+HK$3,300/mo
Deposit HK$1.30M · loan HK$11.71M · min. income ≈ HK$125,222/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,841 · Scale 2, in force from 26 Feb 2026)