LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,666
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,588
−HK$938/mo
Today · 4.125%
HK$31,526
baseline
▲ 0.50% · 4.625%
HK$33,444
+HK$1,918/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$63,052/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,003
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,888
−HK$898/mo
Today · 4.125%
HK$34,786
baseline
▲ 0.50% · 4.625%
HK$36,619
+HK$1,833/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$69,572/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,599
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,706
−HK$1,125/mo
Today · 4.125%
HK$37,831
baseline
▲ 0.50% · 4.625%
HK$40,133
+HK$2,302/mo
Deposit HK$5.20M · loan HK$7.81M · min. income ≈ HK$75,662/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,603
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,665
−HK$1,078/mo
Today · 4.125%
HK$41,743
baseline
▲ 0.50% · 4.625%
HK$43,943
+HK$2,200/mo
Deposit HK$5.20M · loan HK$7.81M · min. income ≈ HK$83,486/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,532
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,824
−HK$1,312/mo
Today · 4.125%
HK$44,136
baseline
▲ 0.50% · 4.625%
HK$46,822
+HK$2,686/mo
Deposit HK$3.90M · loan HK$9.11M · min. income ≈ HK$88,272/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,204
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,443
−HK$1,257/mo
Today · 4.125%
HK$48,700
baseline
▲ 0.50% · 4.625%
HK$51,267
+HK$2,567/mo
Deposit HK$3.90M · loan HK$9.11M · min. income ≈ HK$97,400/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,398
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,059
−HK$1,687/mo
Today · 4.125%
HK$56,746
baseline
▲ 0.50% · 4.625%
HK$60,199
+HK$3,453/mo
Deposit HK$1.30M · loan HK$11.71M · min. income ≈ HK$113,492/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,405
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,998
−HK$1,616/mo
Today · 4.125%
HK$62,614
baseline
▲ 0.50% · 4.625%
HK$65,915
+HK$3,301/mo
Deposit HK$1.30M · loan HK$11.71M · min. income ≈ HK$125,228/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,866 · Scale 2, in force from 26 Feb 2026)