LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,667
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,590
−HK$938/mo
Today · 4.125%
HK$31,528
baseline
▲ 0.50% · 4.625%
HK$33,446
+HK$1,918/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$63,056/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,004
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,890
−HK$898/mo
Today · 4.125%
HK$34,788
baseline
▲ 0.50% · 4.625%
HK$36,621
+HK$1,833/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$69,576/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,601
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,708
−HK$1,125/mo
Today · 4.125%
HK$37,833
baseline
▲ 0.50% · 4.625%
HK$40,135
+HK$2,302/mo
Deposit HK$5.20M · loan HK$7.81M · min. income ≈ HK$75,666/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,605
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,667
−HK$1,078/mo
Today · 4.125%
HK$41,745
baseline
▲ 0.50% · 4.625%
HK$43,945
+HK$2,200/mo
Deposit HK$5.20M · loan HK$7.81M · min. income ≈ HK$83,490/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,534
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,826
−HK$1,313/mo
Today · 4.125%
HK$44,139
baseline
▲ 0.50% · 4.625%
HK$46,824
+HK$2,685/mo
Deposit HK$3.90M · loan HK$9.11M · min. income ≈ HK$88,278/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,206
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,445
−HK$1,258/mo
Today · 4.125%
HK$48,703
baseline
▲ 0.50% · 4.625%
HK$51,270
+HK$2,567/mo
Deposit HK$3.90M · loan HK$9.11M · min. income ≈ HK$97,406/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,401
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,062
−HK$1,688/mo
Today · 4.125%
HK$56,750
baseline
▲ 0.50% · 4.625%
HK$60,203
+HK$3,453/mo
Deposit HK$1.30M · loan HK$11.71M · min. income ≈ HK$113,500/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,408
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$61,001
−HK$1,617/mo
Today · 4.125%
HK$62,618
baseline
▲ 0.50% · 4.625%
HK$65,918
+HK$3,300/mo
Deposit HK$1.30M · loan HK$11.71M · min. income ≈ HK$125,236/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,892 · Scale 2, in force from 26 Feb 2026)