LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,669
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,592
−HK$938/mo
Today · 4.125%
HK$31,530
baseline
▲ 0.50% · 4.625%
HK$33,448
+HK$1,918/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$63,060/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,007
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,892
−HK$898/mo
Today · 4.125%
HK$34,790
baseline
▲ 0.50% · 4.625%
HK$36,624
+HK$1,834/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$69,580/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,603
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,710
−HK$1,126/mo
Today · 4.125%
HK$37,836
baseline
▲ 0.50% · 4.625%
HK$40,138
+HK$2,302/mo
Deposit HK$5.20M · loan HK$7.81M · min. income ≈ HK$75,672/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,608
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,670
−HK$1,078/mo
Today · 4.125%
HK$41,748
baseline
▲ 0.50% · 4.625%
HK$43,948
+HK$2,200/mo
Deposit HK$5.20M · loan HK$7.81M · min. income ≈ HK$83,496/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,537
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,829
−HK$1,312/mo
Today · 4.125%
HK$44,141
baseline
▲ 0.50% · 4.625%
HK$46,827
+HK$2,686/mo
Deposit HK$3.90M · loan HK$9.11M · min. income ≈ HK$88,282/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,209
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,448
−HK$1,258/mo
Today · 4.125%
HK$48,706
baseline
▲ 0.50% · 4.625%
HK$51,273
+HK$2,567/mo
Deposit HK$3.90M · loan HK$9.11M · min. income ≈ HK$97,412/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,404
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,066
−HK$1,687/mo
Today · 4.125%
HK$56,753
baseline
▲ 0.50% · 4.625%
HK$60,207
+HK$3,454/mo
Deposit HK$1.30M · loan HK$11.71M · min. income ≈ HK$113,506/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,412
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$61,005
−HK$1,617/mo
Today · 4.125%
HK$62,622
baseline
▲ 0.50% · 4.625%
HK$65,923
+HK$3,301/mo
Deposit HK$1.30M · loan HK$11.71M · min. income ≈ HK$125,244/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,924 · Scale 2, in force from 26 Feb 2026)