LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,670
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,593
−HK$938/mo
Today · 4.125%
HK$31,531
baseline
▲ 0.50% · 4.625%
HK$33,449
+HK$1,918/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$63,062/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,008
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,893
−HK$898/mo
Today · 4.125%
HK$34,791
baseline
▲ 0.50% · 4.625%
HK$36,625
+HK$1,834/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$69,582/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,604
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,712
−HK$1,125/mo
Today · 4.125%
HK$37,837
baseline
▲ 0.50% · 4.625%
HK$40,139
+HK$2,302/mo
Deposit HK$5.20M · loan HK$7.81M · min. income ≈ HK$75,674/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,609
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,672
−HK$1,077/mo
Today · 4.125%
HK$41,749
baseline
▲ 0.50% · 4.625%
HK$43,950
+HK$2,201/mo
Deposit HK$5.20M · loan HK$7.81M · min. income ≈ HK$83,498/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,538
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,830
−HK$1,313/mo
Today · 4.125%
HK$44,143
baseline
▲ 0.50% · 4.625%
HK$46,829
+HK$2,686/mo
Deposit HK$3.90M · loan HK$9.11M · min. income ≈ HK$88,286/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,211
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,450
−HK$1,257/mo
Today · 4.125%
HK$48,707
baseline
▲ 0.50% · 4.625%
HK$51,275
+HK$2,568/mo
Deposit HK$3.90M · loan HK$9.11M · min. income ≈ HK$97,414/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,406
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,067
−HK$1,688/mo
Today · 4.125%
HK$56,755
baseline
▲ 0.50% · 4.625%
HK$60,209
+HK$3,454/mo
Deposit HK$1.30M · loan HK$11.71M · min. income ≈ HK$113,510/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,414
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$61,007
−HK$1,617/mo
Today · 4.125%
HK$62,624
baseline
▲ 0.50% · 4.625%
HK$65,925
+HK$3,301/mo
Deposit HK$1.30M · loan HK$11.71M · min. income ≈ HK$125,248/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,941 · Scale 2, in force from 26 Feb 2026)