LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,671
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,594
−HK$938/mo
Today · 4.125%
HK$31,532
baseline
▲ 0.50% · 4.625%
HK$33,450
+HK$1,918/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$63,064/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,009
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,894
−HK$898/mo
Today · 4.125%
HK$34,792
baseline
▲ 0.50% · 4.625%
HK$36,626
+HK$1,834/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$69,584/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,605
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,713
−HK$1,125/mo
Today · 4.125%
HK$37,838
baseline
▲ 0.50% · 4.625%
HK$40,140
+HK$2,302/mo
Deposit HK$5.20M · loan HK$7.81M · min. income ≈ HK$75,676/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,610
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,673
−HK$1,077/mo
Today · 4.125%
HK$41,750
baseline
▲ 0.50% · 4.625%
HK$43,951
+HK$2,201/mo
Deposit HK$5.20M · loan HK$7.81M · min. income ≈ HK$83,500/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,539
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,832
−HK$1,312/mo
Today · 4.125%
HK$44,144
baseline
▲ 0.50% · 4.625%
HK$46,830
+HK$2,686/mo
Deposit HK$3.90M · loan HK$9.11M · min. income ≈ HK$88,288/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,212
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,452
−HK$1,257/mo
Today · 4.125%
HK$48,709
baseline
▲ 0.50% · 4.625%
HK$51,276
+HK$2,567/mo
Deposit HK$3.90M · loan HK$9.11M · min. income ≈ HK$97,418/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,408
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,069
−HK$1,688/mo
Today · 4.125%
HK$56,757
baseline
▲ 0.50% · 4.625%
HK$60,210
+HK$3,453/mo
Deposit HK$1.30M · loan HK$11.71M · min. income ≈ HK$113,514/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,416
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$61,009
−HK$1,617/mo
Today · 4.125%
HK$62,626
baseline
▲ 0.50% · 4.625%
HK$65,927
+HK$3,301/mo
Deposit HK$1.30M · loan HK$11.71M · min. income ≈ HK$125,252/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,956 · Scale 2, in force from 26 Feb 2026)