LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,673
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,596
−HK$937/mo
Today · 4.125%
HK$31,533
baseline
▲ 0.50% · 4.625%
HK$33,452
+HK$1,919/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$63,066/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,010
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,896
−HK$898/mo
Today · 4.125%
HK$34,794
baseline
▲ 0.50% · 4.625%
HK$36,628
+HK$1,834/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$69,588/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$487,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,607
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,715
−HK$1,125/mo
Today · 4.125%
HK$37,840
baseline
▲ 0.50% · 4.625%
HK$40,142
+HK$2,302/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$75,680/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,612
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,675
−HK$1,078/mo
Today · 4.125%
HK$41,753
baseline
▲ 0.50% · 4.625%
HK$43,953
+HK$2,200/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$83,506/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$487,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,542
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,834
−HK$1,313/mo
Today · 4.125%
HK$44,147
baseline
▲ 0.50% · 4.625%
HK$46,833
+HK$2,686/mo
Deposit HK$3.90M · loan HK$9.11M · min. income ≈ HK$88,294/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,215
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,454
−HK$1,257/mo
Today · 4.125%
HK$48,711
baseline
▲ 0.50% · 4.625%
HK$51,279
+HK$2,568/mo
Deposit HK$3.90M · loan HK$9.11M · min. income ≈ HK$97,422/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$487,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,411
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,072
−HK$1,688/mo
Today · 4.125%
HK$56,760
baseline
▲ 0.50% · 4.625%
HK$60,214
+HK$3,454/mo
Deposit HK$1.30M · loan HK$11.71M · min. income ≈ HK$113,520/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,419
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$61,012
−HK$1,617/mo
Today · 4.125%
HK$62,629
baseline
▲ 0.50% · 4.625%
HK$65,930
+HK$3,301/mo
Deposit HK$1.30M · loan HK$11.71M · min. income ≈ HK$125,258/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,981 · Scale 2, in force from 26 Feb 2026)