LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,674
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,597
−HK$938/mo
Today · 4.125%
HK$31,535
baseline
▲ 0.50% · 4.625%
HK$33,454
+HK$1,919/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$63,070/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$488,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,012
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,898
−HK$898/mo
Today · 4.125%
HK$34,796
baseline
▲ 0.50% · 4.625%
HK$36,630
+HK$1,834/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$69,592/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$488,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,609
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,717
−HK$1,125/mo
Today · 4.125%
HK$37,842
baseline
▲ 0.50% · 4.625%
HK$40,145
+HK$2,303/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$75,684/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$488,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,615
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,677
−HK$1,078/mo
Today · 4.125%
HK$41,755
baseline
▲ 0.50% · 4.625%
HK$43,956
+HK$2,201/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$83,510/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$488,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,544
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,836
−HK$1,313/mo
Today · 4.125%
HK$44,149
baseline
▲ 0.50% · 4.625%
HK$46,836
+HK$2,687/mo
Deposit HK$3.90M · loan HK$9.11M · min. income ≈ HK$88,298/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$488,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,217
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,457
−HK$1,257/mo
Today · 4.125%
HK$48,714
baseline
▲ 0.50% · 4.625%
HK$51,282
+HK$2,568/mo
Deposit HK$3.90M · loan HK$9.11M · min. income ≈ HK$97,428/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$488,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,414
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,075
−HK$1,688/mo
Today · 4.125%
HK$56,763
baseline
▲ 0.50% · 4.625%
HK$60,217
+HK$3,454/mo
Deposit HK$1.30M · loan HK$11.71M · min. income ≈ HK$113,526/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,422
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,016
−HK$1,617/mo
Today · 4.125%
HK$62,633
baseline
▲ 0.50% · 4.625%
HK$65,934
+HK$3,301/mo
Deposit HK$1.30M · loan HK$11.71M · min. income ≈ HK$125,266/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,011 · Scale 2, in force from 26 Feb 2026)