LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,677
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,600
−HK$938/mo
Today · 4.125%
HK$31,538
baseline
▲ 0.50% · 4.625%
HK$33,457
+HK$1,919/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$63,076/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,015
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,900
−HK$899/mo
Today · 4.125%
HK$34,799
baseline
▲ 0.50% · 4.625%
HK$36,633
+HK$1,834/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$69,598/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,612
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,720
−HK$1,125/mo
Today · 4.125%
HK$37,845
baseline
▲ 0.50% · 4.625%
HK$40,148
+HK$2,303/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$75,690/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$488,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,618
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,680
−HK$1,078/mo
Today · 4.125%
HK$41,758
baseline
▲ 0.50% · 4.625%
HK$43,959
+HK$2,201/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$83,516/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$488,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,547
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,840
−HK$1,313/mo
Today · 4.125%
HK$44,153
baseline
▲ 0.50% · 4.625%
HK$46,839
+HK$2,686/mo
Deposit HK$3.90M · loan HK$9.11M · min. income ≈ HK$88,306/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$488,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,221
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,461
−HK$1,257/mo
Today · 4.125%
HK$48,718
baseline
▲ 0.50% · 4.625%
HK$51,286
+HK$2,568/mo
Deposit HK$3.90M · loan HK$9.11M · min. income ≈ HK$97,436/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$488,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,418
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,079
−HK$1,689/mo
Today · 4.125%
HK$56,768
baseline
▲ 0.50% · 4.625%
HK$60,222
+HK$3,454/mo
Deposit HK$1.30M · loan HK$11.71M · min. income ≈ HK$113,536/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,427
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,021
−HK$1,617/mo
Today · 4.125%
HK$62,638
baseline
▲ 0.50% · 4.625%
HK$65,939
+HK$3,301/mo
Deposit HK$1.30M · loan HK$11.71M · min. income ≈ HK$125,276/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,048 · Scale 2, in force from 26 Feb 2026)