LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,682
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,605
−HK$938/mo
Today · 4.125%
HK$31,543
baseline
▲ 0.50% · 4.625%
HK$33,463
+HK$1,920/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$63,086/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,021
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,907
−HK$898/mo
Today · 4.125%
HK$34,805
baseline
▲ 0.50% · 4.625%
HK$36,640
+HK$1,835/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$69,610/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,619
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,726
−HK$1,126/mo
Today · 4.125%
HK$37,852
baseline
▲ 0.50% · 4.625%
HK$40,155
+HK$2,303/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$75,704/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$488,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,625
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,688
−HK$1,078/mo
Today · 4.125%
HK$41,766
baseline
▲ 0.50% · 4.625%
HK$43,968
+HK$2,202/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$83,532/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$488,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,555
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,848
−HK$1,313/mo
Today · 4.125%
HK$44,161
baseline
▲ 0.50% · 4.625%
HK$46,848
+HK$2,687/mo
Deposit HK$3.91M · loan HK$9.11M · min. income ≈ HK$88,322/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$488,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,229
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,469
−HK$1,258/mo
Today · 4.125%
HK$48,727
baseline
▲ 0.50% · 4.625%
HK$51,296
+HK$2,569/mo
Deposit HK$3.91M · loan HK$9.11M · min. income ≈ HK$97,454/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$488,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,428
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,090
−HK$1,688/mo
Today · 4.125%
HK$56,778
baseline
▲ 0.50% · 4.625%
HK$60,233
+HK$3,455/mo
Deposit HK$1.30M · loan HK$11.72M · min. income ≈ HK$113,556/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,438
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,032
−HK$1,617/mo
Today · 4.125%
HK$62,649
baseline
▲ 0.50% · 4.625%
HK$65,951
+HK$3,302/mo
Deposit HK$1.30M · loan HK$11.72M · min. income ≈ HK$125,298/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,138 · Scale 2, in force from 26 Feb 2026)