LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,685
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,609
−HK$938/mo
Today · 4.125%
HK$31,547
baseline
▲ 0.50% · 4.625%
HK$33,467
+HK$1,920/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$63,094/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,025
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,911
−HK$898/mo
Today · 4.125%
HK$34,809
baseline
▲ 0.50% · 4.625%
HK$36,644
+HK$1,835/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$69,618/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,623
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,731
−HK$1,125/mo
Today · 4.125%
HK$37,856
baseline
▲ 0.50% · 4.625%
HK$40,160
+HK$2,304/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$75,712/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,630
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,693
−HK$1,078/mo
Today · 4.125%
HK$41,771
baseline
▲ 0.50% · 4.625%
HK$43,973
+HK$2,202/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$83,542/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,560
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,852
−HK$1,314/mo
Today · 4.125%
HK$44,166
baseline
▲ 0.50% · 4.625%
HK$46,853
+HK$2,687/mo
Deposit HK$3.91M · loan HK$9.11M · min. income ≈ HK$88,332/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$488,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,235
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,475
−HK$1,258/mo
Today · 4.125%
HK$48,733
baseline
▲ 0.50% · 4.625%
HK$51,301
+HK$2,568/mo
Deposit HK$3.91M · loan HK$9.11M · min. income ≈ HK$97,466/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$488,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,434
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,096
−HK$1,689/mo
Today · 4.125%
HK$56,785
baseline
▲ 0.50% · 4.625%
HK$60,240
+HK$3,455/mo
Deposit HK$1.30M · loan HK$11.72M · min. income ≈ HK$113,570/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,445
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,039
−HK$1,617/mo
Today · 4.125%
HK$62,656
baseline
▲ 0.50% · 4.625%
HK$65,959
+HK$3,303/mo
Deposit HK$1.30M · loan HK$11.72M · min. income ≈ HK$125,312/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,194 · Scale 2, in force from 26 Feb 2026)