LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,691
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,614
−HK$938/mo
Today · 4.125%
HK$31,552
baseline
▲ 0.50% · 4.625%
HK$33,472
+HK$1,920/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$63,104/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,030
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,916
−HK$899/mo
Today · 4.125%
HK$34,815
baseline
▲ 0.50% · 4.625%
HK$36,650
+HK$1,835/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$69,630/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,629
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,737
−HK$1,126/mo
Today · 4.125%
HK$37,863
baseline
▲ 0.50% · 4.625%
HK$40,167
+HK$2,304/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$75,726/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,637
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,700
−HK$1,078/mo
Today · 4.125%
HK$41,778
baseline
▲ 0.50% · 4.625%
HK$43,980
+HK$2,202/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$83,556/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,567
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,860
−HK$1,313/mo
Today · 4.125%
HK$44,173
baseline
▲ 0.50% · 4.625%
HK$46,861
+HK$2,688/mo
Deposit HK$3.91M · loan HK$9.11M · min. income ≈ HK$88,346/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$488,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,243
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,483
−HK$1,258/mo
Today · 4.125%
HK$48,741
baseline
▲ 0.50% · 4.625%
HK$51,310
+HK$2,569/mo
Deposit HK$3.91M · loan HK$9.11M · min. income ≈ HK$97,482/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$488,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,443
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,105
−HK$1,689/mo
Today · 4.125%
HK$56,794
baseline
▲ 0.50% · 4.625%
HK$60,250
+HK$3,456/mo
Deposit HK$1.30M · loan HK$11.72M · min. income ≈ HK$113,588/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,455
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,049
−HK$1,618/mo
Today · 4.125%
HK$62,667
baseline
▲ 0.50% · 4.625%
HK$65,970
+HK$3,303/mo
Deposit HK$1.30M · loan HK$11.72M · min. income ≈ HK$125,334/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,277 · Scale 2, in force from 26 Feb 2026)