LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,693
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,616
−HK$939/mo
Today · 4.125%
HK$31,555
baseline
▲ 0.50% · 4.625%
HK$33,475
+HK$1,920/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$63,110/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,033
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,919
−HK$898/mo
Today · 4.125%
HK$34,817
baseline
▲ 0.50% · 4.625%
HK$36,653
+HK$1,836/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$69,634/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,631
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,739
−HK$1,126/mo
Today · 4.125%
HK$37,865
baseline
▲ 0.50% · 4.625%
HK$40,169
+HK$2,304/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$75,730/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,639
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,702
−HK$1,079/mo
Today · 4.125%
HK$41,781
baseline
▲ 0.50% · 4.625%
HK$43,983
+HK$2,202/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$83,562/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,570
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,863
−HK$1,313/mo
Today · 4.125%
HK$44,176
baseline
▲ 0.50% · 4.625%
HK$46,864
+HK$2,688/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$88,352/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$488,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,246
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,486
−HK$1,258/mo
Today · 4.125%
HK$48,744
baseline
▲ 0.50% · 4.625%
HK$51,314
+HK$2,570/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$97,488/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$488,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,447
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,109
−HK$1,689/mo
Today · 4.125%
HK$56,798
baseline
▲ 0.50% · 4.625%
HK$60,254
+HK$3,456/mo
Deposit HK$1.30M · loan HK$11.72M · min. income ≈ HK$113,596/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,459
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,053
−HK$1,618/mo
Today · 4.125%
HK$62,671
baseline
▲ 0.50% · 4.625%
HK$65,975
+HK$3,304/mo
Deposit HK$1.30M · loan HK$11.72M · min. income ≈ HK$125,342/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,310 · Scale 2, in force from 26 Feb 2026)