LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,693
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,617
−HK$939/mo
Today · 4.125%
HK$31,556
baseline
▲ 0.50% · 4.625%
HK$33,476
+HK$1,920/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$63,112/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,034
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,920
−HK$898/mo
Today · 4.125%
HK$34,818
baseline
▲ 0.50% · 4.625%
HK$36,654
+HK$1,836/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$69,636/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,632
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,741
−HK$1,126/mo
Today · 4.125%
HK$37,867
baseline
▲ 0.50% · 4.625%
HK$40,171
+HK$2,304/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$75,734/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,640
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,704
−HK$1,078/mo
Today · 4.125%
HK$41,782
baseline
▲ 0.50% · 4.625%
HK$43,984
+HK$2,202/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$83,564/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,571
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$42,864
−HK$1,314/mo
Today · 4.125%
HK$44,178
baseline
▲ 0.50% · 4.625%
HK$46,866
+HK$2,688/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$88,356/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$488,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,247
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,488
−HK$1,258/mo
Today · 4.125%
HK$48,746
baseline
▲ 0.50% · 4.625%
HK$51,315
+HK$2,569/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$97,492/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$488,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,448
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,111
−HK$1,689/mo
Today · 4.125%
HK$56,800
baseline
▲ 0.50% · 4.625%
HK$60,256
+HK$3,456/mo
Deposit HK$1.30M · loan HK$11.72M · min. income ≈ HK$113,600/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,461
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,055
−HK$1,618/mo
Today · 4.125%
HK$62,673
baseline
▲ 0.50% · 4.625%
HK$65,977
+HK$3,304/mo
Deposit HK$1.30M · loan HK$11.72M · min. income ≈ HK$125,346/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,325 · Scale 2, in force from 26 Feb 2026)