LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,697
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,620
−HK$939/mo
Today · 4.125%
HK$31,559
baseline
▲ 0.50% · 4.625%
HK$33,479
+HK$1,920/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$63,118/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,037
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,923
−HK$899/mo
Today · 4.125%
HK$34,822
baseline
▲ 0.50% · 4.625%
HK$36,658
+HK$1,836/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$69,644/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,636
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,744
−HK$1,127/mo
Today · 4.125%
HK$37,871
baseline
▲ 0.50% · 4.625%
HK$40,175
+HK$2,304/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$75,742/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,645
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,708
−HK$1,078/mo
Today · 4.125%
HK$41,786
baseline
▲ 0.50% · 4.625%
HK$43,989
+HK$2,203/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$83,572/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,575
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$42,868
−HK$1,314/mo
Today · 4.125%
HK$44,182
baseline
▲ 0.50% · 4.625%
HK$46,871
+HK$2,689/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$88,364/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,252
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,492
−HK$1,259/mo
Today · 4.125%
HK$48,751
baseline
▲ 0.50% · 4.625%
HK$51,321
+HK$2,570/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$97,502/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,454
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,117
−HK$1,689/mo
Today · 4.125%
HK$56,806
baseline
▲ 0.50% · 4.625%
HK$60,262
+HK$3,456/mo
Deposit HK$1.30M · loan HK$11.72M · min. income ≈ HK$113,612/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,467
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,062
−HK$1,618/mo
Today · 4.125%
HK$62,680
baseline
▲ 0.50% · 4.625%
HK$65,984
+HK$3,304/mo
Deposit HK$1.30M · loan HK$11.72M · min. income ≈ HK$125,360/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,376 · Scale 2, in force from 26 Feb 2026)