LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,697
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,621
−HK$939/mo
Today · 4.125%
HK$31,560
baseline
▲ 0.50% · 4.625%
HK$33,480
+HK$1,920/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$63,120/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,038
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,924
−HK$899/mo
Today · 4.125%
HK$34,823
baseline
▲ 0.50% · 4.625%
HK$36,658
+HK$1,835/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$69,646/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,637
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,745
−HK$1,126/mo
Today · 4.125%
HK$37,871
baseline
▲ 0.50% · 4.625%
HK$40,176
+HK$2,305/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$75,742/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,646
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,709
−HK$1,078/mo
Today · 4.125%
HK$41,787
baseline
▲ 0.50% · 4.625%
HK$43,990
+HK$2,203/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$83,574/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,576
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$42,869
−HK$1,314/mo
Today · 4.125%
HK$44,183
baseline
▲ 0.50% · 4.625%
HK$46,872
+HK$2,689/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$88,366/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,253
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,494
−HK$1,258/mo
Today · 4.125%
HK$48,752
baseline
▲ 0.50% · 4.625%
HK$51,322
+HK$2,570/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$97,504/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,455
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,118
−HK$1,689/mo
Today · 4.125%
HK$56,807
baseline
▲ 0.50% · 4.625%
HK$60,264
+HK$3,457/mo
Deposit HK$1.30M · loan HK$11.72M · min. income ≈ HK$113,614/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,468
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,063
−HK$1,618/mo
Today · 4.125%
HK$62,681
baseline
▲ 0.50% · 4.625%
HK$65,985
+HK$3,304/mo
Deposit HK$1.30M · loan HK$11.72M · min. income ≈ HK$125,362/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,388 · Scale 2, in force from 26 Feb 2026)