LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,698
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,622
−HK$939/mo
Today · 4.125%
HK$31,561
baseline
▲ 0.50% · 4.625%
HK$33,481
+HK$1,920/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$63,122/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,039
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,925
−HK$899/mo
Today · 4.125%
HK$34,824
baseline
▲ 0.50% · 4.625%
HK$36,660
+HK$1,836/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$69,648/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,638
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,746
−HK$1,127/mo
Today · 4.125%
HK$37,873
baseline
▲ 0.50% · 4.625%
HK$40,177
+HK$2,304/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$75,746/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,647
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,710
−HK$1,079/mo
Today · 4.125%
HK$41,789
baseline
▲ 0.50% · 4.625%
HK$43,992
+HK$2,203/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$83,578/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,578
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$42,871
−HK$1,314/mo
Today · 4.125%
HK$44,185
baseline
▲ 0.50% · 4.625%
HK$46,873
+HK$2,688/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$88,370/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,255
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,495
−HK$1,259/mo
Today · 4.125%
HK$48,754
baseline
▲ 0.50% · 4.625%
HK$51,323
+HK$2,569/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$97,508/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,457
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,120
−HK$1,689/mo
Today · 4.125%
HK$56,809
baseline
▲ 0.50% · 4.625%
HK$60,266
+HK$3,457/mo
Deposit HK$1.30M · loan HK$11.72M · min. income ≈ HK$113,618/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,470
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,065
−HK$1,618/mo
Today · 4.125%
HK$62,683
baseline
▲ 0.50% · 4.625%
HK$65,987
+HK$3,304/mo
Deposit HK$1.30M · loan HK$11.72M · min. income ≈ HK$125,366/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,403 · Scale 2, in force from 26 Feb 2026)