LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,699
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,623
−HK$938/mo
Today · 4.125%
HK$31,561
baseline
▲ 0.50% · 4.625%
HK$33,482
+HK$1,921/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$63,122/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,040
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,926
−HK$899/mo
Today · 4.125%
HK$34,825
baseline
▲ 0.50% · 4.625%
HK$36,660
+HK$1,835/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$69,650/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,639
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,747
−HK$1,126/mo
Today · 4.125%
HK$37,873
baseline
▲ 0.50% · 4.625%
HK$40,178
+HK$2,305/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$75,746/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,647
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,711
−HK$1,079/mo
Today · 4.125%
HK$41,790
baseline
▲ 0.50% · 4.625%
HK$43,992
+HK$2,202/mo
Deposit HK$5.21M · loan HK$7.81M · min. income ≈ HK$83,580/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,578
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,872
−HK$1,314/mo
Today · 4.125%
HK$44,186
baseline
▲ 0.50% · 4.625%
HK$46,874
+HK$2,688/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$88,372/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,255
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,496
−HK$1,258/mo
Today · 4.125%
HK$48,754
baseline
▲ 0.50% · 4.625%
HK$51,324
+HK$2,570/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$97,508/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,458
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,121
−HK$1,689/mo
Today · 4.125%
HK$56,810
baseline
▲ 0.50% · 4.625%
HK$60,267
+HK$3,457/mo
Deposit HK$1.30M · loan HK$11.72M · min. income ≈ HK$113,620/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,471
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,066
−HK$1,618/mo
Today · 4.125%
HK$62,684
baseline
▲ 0.50% · 4.625%
HK$65,988
+HK$3,304/mo
Deposit HK$1.30M · loan HK$11.72M · min. income ≈ HK$125,368/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,412 · Scale 2, in force from 26 Feb 2026)