LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,701
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,625
−HK$938/mo
Today · 4.125%
HK$31,563
baseline
▲ 0.50% · 4.625%
HK$33,484
+HK$1,921/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$63,126/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,042
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,928
−HK$899/mo
Today · 4.125%
HK$34,827
baseline
▲ 0.50% · 4.625%
HK$36,663
+HK$1,836/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$69,654/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,641
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,750
−HK$1,126/mo
Today · 4.125%
HK$37,876
baseline
▲ 0.50% · 4.625%
HK$40,181
+HK$2,305/mo
Deposit HK$5.21M · loan HK$7.82M · min. income ≈ HK$75,752/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,650
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,714
−HK$1,078/mo
Today · 4.125%
HK$41,792
baseline
▲ 0.50% · 4.625%
HK$43,995
+HK$2,203/mo
Deposit HK$5.21M · loan HK$7.82M · min. income ≈ HK$83,584/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,581
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,875
−HK$1,314/mo
Today · 4.125%
HK$44,189
baseline
▲ 0.50% · 4.625%
HK$46,877
+HK$2,688/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$88,378/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,259
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,499
−HK$1,259/mo
Today · 4.125%
HK$48,758
baseline
▲ 0.50% · 4.625%
HK$51,328
+HK$2,570/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$97,516/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,462
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,124
−HK$1,690/mo
Today · 4.125%
HK$56,814
baseline
▲ 0.50% · 4.625%
HK$60,271
+HK$3,457/mo
Deposit HK$1.30M · loan HK$11.72M · min. income ≈ HK$113,628/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,475
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,071
−HK$1,618/mo
Today · 4.125%
HK$62,689
baseline
▲ 0.50% · 4.625%
HK$65,993
+HK$3,304/mo
Deposit HK$1.30M · loan HK$11.72M · min. income ≈ HK$125,378/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,446 · Scale 2, in force from 26 Feb 2026)