LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,705
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,629
−HK$939/mo
Today · 4.125%
HK$31,568
baseline
▲ 0.50% · 4.625%
HK$33,488
+HK$1,920/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$63,136/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,046
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,933
−HK$899/mo
Today · 4.125%
HK$34,832
baseline
▲ 0.50% · 4.625%
HK$36,668
+HK$1,836/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$69,664/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,646
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,755
−HK$1,126/mo
Today · 4.125%
HK$37,881
baseline
▲ 0.50% · 4.625%
HK$40,186
+HK$2,305/mo
Deposit HK$5.21M · loan HK$7.82M · min. income ≈ HK$75,762/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,656
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,719
−HK$1,079/mo
Today · 4.125%
HK$41,798
baseline
▲ 0.50% · 4.625%
HK$44,001
+HK$2,203/mo
Deposit HK$5.21M · loan HK$7.82M · min. income ≈ HK$83,596/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,587
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,880
−HK$1,315/mo
Today · 4.125%
HK$44,195
baseline
▲ 0.50% · 4.625%
HK$46,884
+HK$2,689/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$88,390/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,265
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,506
−HK$1,258/mo
Today · 4.125%
HK$48,764
baseline
▲ 0.50% · 4.625%
HK$51,335
+HK$2,571/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$97,528/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,469
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,132
−HK$1,690/mo
Today · 4.125%
HK$56,822
baseline
▲ 0.50% · 4.625%
HK$60,279
+HK$3,457/mo
Deposit HK$1.30M · loan HK$11.72M · min. income ≈ HK$113,644/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,483
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,079
−HK$1,618/mo
Today · 4.125%
HK$62,697
baseline
▲ 0.50% · 4.625%
HK$66,002
+HK$3,305/mo
Deposit HK$1.30M · loan HK$11.72M · min. income ≈ HK$125,394/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,511 · Scale 2, in force from 26 Feb 2026)