LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,708
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,633
−HK$938/mo
Today · 4.125%
HK$31,571
baseline
▲ 0.50% · 4.625%
HK$33,492
+HK$1,921/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$63,142/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,050
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,937
−HK$899/mo
Today · 4.125%
HK$34,836
baseline
▲ 0.50% · 4.625%
HK$36,672
+HK$1,836/mo
Deposit HK$6.51M · loan HK$6.51M · min. income ≈ HK$69,672/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,650
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,759
−HK$1,127/mo
Today · 4.125%
HK$37,886
baseline
▲ 0.50% · 4.625%
HK$40,191
+HK$2,305/mo
Deposit HK$5.21M · loan HK$7.82M · min. income ≈ HK$75,772/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,660
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,724
−HK$1,079/mo
Today · 4.125%
HK$41,803
baseline
▲ 0.50% · 4.625%
HK$44,007
+HK$2,204/mo
Deposit HK$5.21M · loan HK$7.82M · min. income ≈ HK$83,606/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,592
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,886
−HK$1,314/mo
Today · 4.125%
HK$44,200
baseline
▲ 0.50% · 4.625%
HK$46,889
+HK$2,689/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$88,400/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,270
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,511
−HK$1,259/mo
Today · 4.125%
HK$48,770
baseline
▲ 0.50% · 4.625%
HK$51,341
+HK$2,571/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$97,540/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,475
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,139
−HK$1,690/mo
Today · 4.125%
HK$56,829
baseline
▲ 0.50% · 4.625%
HK$60,286
+HK$3,457/mo
Deposit HK$1.30M · loan HK$11.73M · min. income ≈ HK$113,658/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,491
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,086
−HK$1,619/mo
Today · 4.125%
HK$62,705
baseline
▲ 0.50% · 4.625%
HK$66,010
+HK$3,305/mo
Deposit HK$1.30M · loan HK$11.73M · min. income ≈ HK$125,410/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,571 · Scale 2, in force from 26 Feb 2026)