LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,716
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,640
−HK$940/mo
Today · 4.125%
HK$31,580
baseline
▲ 0.50% · 4.625%
HK$33,501
+HK$1,921/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$63,160/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,059
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,945
−HK$900/mo
Today · 4.125%
HK$34,845
baseline
▲ 0.50% · 4.625%
HK$36,682
+HK$1,837/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$69,690/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$488,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,659
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,769
−HK$1,126/mo
Today · 4.125%
HK$37,895
baseline
▲ 0.50% · 4.625%
HK$40,201
+HK$2,306/mo
Deposit HK$5.21M · loan HK$7.82M · min. income ≈ HK$75,790/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,671
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,735
−HK$1,079/mo
Today · 4.125%
HK$41,814
baseline
▲ 0.50% · 4.625%
HK$44,018
+HK$2,204/mo
Deposit HK$5.21M · loan HK$7.82M · min. income ≈ HK$83,628/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,603
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,897
−HK$1,314/mo
Today · 4.125%
HK$44,211
baseline
▲ 0.50% · 4.625%
HK$46,902
+HK$2,691/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$88,422/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,282
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,524
−HK$1,259/mo
Today · 4.125%
HK$48,783
baseline
▲ 0.50% · 4.625%
HK$51,354
+HK$2,571/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$97,566/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,489
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,153
−HK$1,690/mo
Today · 4.125%
HK$56,843
baseline
▲ 0.50% · 4.625%
HK$60,302
+HK$3,459/mo
Deposit HK$1.30M · loan HK$11.73M · min. income ≈ HK$113,686/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,506
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,102
−HK$1,619/mo
Today · 4.125%
HK$62,721
baseline
▲ 0.50% · 4.625%
HK$66,027
+HK$3,306/mo
Deposit HK$1.30M · loan HK$11.73M · min. income ≈ HK$125,442/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,697 · Scale 2, in force from 26 Feb 2026)