LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,718
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,643
−HK$939/mo
Today · 4.125%
HK$31,582
baseline
▲ 0.50% · 4.625%
HK$33,504
+HK$1,922/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$63,164/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$488,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,061
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,948
−HK$900/mo
Today · 4.125%
HK$34,848
baseline
▲ 0.50% · 4.625%
HK$36,685
+HK$1,837/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$69,696/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$488,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,662
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,771
−HK$1,127/mo
Today · 4.125%
HK$37,898
baseline
▲ 0.50% · 4.625%
HK$40,204
+HK$2,306/mo
Deposit HK$5.21M · loan HK$7.82M · min. income ≈ HK$75,796/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,674
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,738
−HK$1,079/mo
Today · 4.125%
HK$41,817
baseline
▲ 0.50% · 4.625%
HK$44,021
+HK$2,204/mo
Deposit HK$5.21M · loan HK$7.82M · min. income ≈ HK$83,634/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,606
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$42,900
−HK$1,315/mo
Today · 4.125%
HK$44,215
baseline
▲ 0.50% · 4.625%
HK$46,905
+HK$2,690/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$88,430/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,286
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,527
−HK$1,260/mo
Today · 4.125%
HK$48,787
baseline
▲ 0.50% · 4.625%
HK$51,358
+HK$2,571/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$97,574/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,493
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,157
−HK$1,691/mo
Today · 4.125%
HK$56,848
baseline
▲ 0.50% · 4.625%
HK$60,307
+HK$3,459/mo
Deposit HK$1.30M · loan HK$11.73M · min. income ≈ HK$113,696/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,511
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,107
−HK$1,619/mo
Today · 4.125%
HK$62,726
baseline
▲ 0.50% · 4.625%
HK$66,032
+HK$3,306/mo
Deposit HK$1.30M · loan HK$11.73M · min. income ≈ HK$125,452/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,735 · Scale 2, in force from 26 Feb 2026)