LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,719
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,643
−HK$940/mo
Today · 4.125%
HK$31,583
baseline
▲ 0.50% · 4.625%
HK$33,504
+HK$1,921/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$63,166/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$488,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,062
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,949
−HK$899/mo
Today · 4.125%
HK$34,848
baseline
▲ 0.50% · 4.625%
HK$36,685
+HK$1,837/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$69,696/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$488,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,663
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,772
−HK$1,127/mo
Today · 4.125%
HK$37,899
baseline
▲ 0.50% · 4.625%
HK$40,205
+HK$2,306/mo
Deposit HK$5.21M · loan HK$7.82M · min. income ≈ HK$75,798/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,674
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,738
−HK$1,080/mo
Today · 4.125%
HK$41,818
baseline
▲ 0.50% · 4.625%
HK$44,022
+HK$2,204/mo
Deposit HK$5.21M · loan HK$7.82M · min. income ≈ HK$83,636/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,606
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,901
−HK$1,315/mo
Today · 4.125%
HK$44,216
baseline
▲ 0.50% · 4.625%
HK$46,906
+HK$2,690/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$88,432/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,287
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,528
−HK$1,260/mo
Today · 4.125%
HK$48,788
baseline
▲ 0.50% · 4.625%
HK$51,359
+HK$2,571/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$97,576/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,494
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,158
−HK$1,691/mo
Today · 4.125%
HK$56,849
baseline
▲ 0.50% · 4.625%
HK$60,308
+HK$3,459/mo
Deposit HK$1.30M · loan HK$11.73M · min. income ≈ HK$113,698/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,512
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,108
−HK$1,619/mo
Today · 4.125%
HK$62,727
baseline
▲ 0.50% · 4.625%
HK$66,033
+HK$3,306/mo
Deposit HK$1.30M · loan HK$11.73M · min. income ≈ HK$125,454/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,743 · Scale 2, in force from 26 Feb 2026)