LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,725
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,649
−HK$940/mo
Today · 4.125%
HK$31,589
baseline
▲ 0.50% · 4.625%
HK$33,511
+HK$1,922/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$63,178/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$488,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,068
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,955
−HK$900/mo
Today · 4.125%
HK$34,855
baseline
▲ 0.50% · 4.625%
HK$36,692
+HK$1,837/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$69,710/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$488,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,670
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,779
−HK$1,128/mo
Today · 4.125%
HK$37,907
baseline
▲ 0.50% · 4.625%
HK$40,213
+HK$2,306/mo
Deposit HK$5.21M · loan HK$7.82M · min. income ≈ HK$75,814/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,682
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,746
−HK$1,080/mo
Today · 4.125%
HK$41,826
baseline
▲ 0.50% · 4.625%
HK$44,031
+HK$2,205/mo
Deposit HK$5.21M · loan HK$7.82M · min. income ≈ HK$83,652/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,615
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$42,909
−HK$1,315/mo
Today · 4.125%
HK$44,224
baseline
▲ 0.50% · 4.625%
HK$46,915
+HK$2,691/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$88,448/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,296
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,538
−HK$1,259/mo
Today · 4.125%
HK$48,797
baseline
▲ 0.50% · 4.625%
HK$51,369
+HK$2,572/mo
Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$97,594/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,505
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,169
−HK$1,691/mo
Today · 4.125%
HK$56,860
baseline
▲ 0.50% · 4.625%
HK$60,320
+HK$3,460/mo
Deposit HK$1.30M · loan HK$11.73M · min. income ≈ HK$113,720/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,523
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,120
−HK$1,619/mo
Today · 4.125%
HK$62,739
baseline
▲ 0.50% · 4.625%
HK$66,046
+HK$3,307/mo
Deposit HK$1.30M · loan HK$11.73M · min. income ≈ HK$125,478/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,840 · Scale 2, in force from 26 Feb 2026)