LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,728
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,653
−HK$939/mo
Today · 4.125%
HK$31,592
baseline
▲ 0.50% · 4.625%
HK$33,514
+HK$1,922/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$63,184/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$488,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,072
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,959
−HK$900/mo
Today · 4.125%
HK$34,859
baseline
▲ 0.50% · 4.625%
HK$36,696
+HK$1,837/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$69,718/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$488,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,673
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,783
−HK$1,127/mo
Today · 4.125%
HK$37,910
baseline
▲ 0.50% · 4.625%
HK$40,217
+HK$2,307/mo
Deposit HK$5.21M · loan HK$7.82M · min. income ≈ HK$75,820/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,686
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,751
−HK$1,079/mo
Today · 4.125%
HK$41,830
baseline
▲ 0.50% · 4.625%
HK$44,035
+HK$2,205/mo
Deposit HK$5.21M · loan HK$7.82M · min. income ≈ HK$83,660/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,619
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,914
−HK$1,315/mo
Today · 4.125%
HK$44,229
baseline
▲ 0.50% · 4.625%
HK$46,920
+HK$2,691/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$88,458/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,301
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,542
−HK$1,260/mo
Today · 4.125%
HK$48,802
baseline
▲ 0.50% · 4.625%
HK$51,375
+HK$2,573/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$97,604/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,510
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,175
−HK$1,691/mo
Today · 4.125%
HK$56,866
baseline
▲ 0.50% · 4.625%
HK$60,326
+HK$3,460/mo
Deposit HK$1.30M · loan HK$11.73M · min. income ≈ HK$113,732/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,529
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,126
−HK$1,620/mo
Today · 4.125%
HK$62,746
baseline
▲ 0.50% · 4.625%
HK$66,053
+HK$3,307/mo
Deposit HK$1.30M · loan HK$11.73M · min. income ≈ HK$125,492/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,890 · Scale 2, in force from 26 Feb 2026)