LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,729
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,654
−HK$940/mo
Today · 4.125%
HK$31,594
baseline
▲ 0.50% · 4.625%
HK$33,516
+HK$1,922/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$63,188/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$488,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,074
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,961
−HK$899/mo
Today · 4.125%
HK$34,860
baseline
▲ 0.50% · 4.625%
HK$36,698
+HK$1,838/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$69,720/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$488,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,675
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,785
−HK$1,127/mo
Today · 4.125%
HK$37,912
baseline
▲ 0.50% · 4.625%
HK$40,219
+HK$2,307/mo
Deposit HK$5.22M · loan HK$7.82M · min. income ≈ HK$75,824/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,688
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,753
−HK$1,080/mo
Today · 4.125%
HK$41,833
baseline
▲ 0.50% · 4.625%
HK$44,038
+HK$2,205/mo
Deposit HK$5.22M · loan HK$7.82M · min. income ≈ HK$83,666/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,621
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,916
−HK$1,315/mo
Today · 4.125%
HK$44,231
baseline
▲ 0.50% · 4.625%
HK$46,922
+HK$2,691/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$88,462/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,303
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,545
−HK$1,260/mo
Today · 4.125%
HK$48,805
baseline
▲ 0.50% · 4.625%
HK$51,377
+HK$2,572/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$97,610/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,513
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,177
−HK$1,691/mo
Today · 4.125%
HK$56,868
baseline
▲ 0.50% · 4.625%
HK$60,329
+HK$3,461/mo
Deposit HK$1.30M · loan HK$11.73M · min. income ≈ HK$113,736/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,532
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,129
−HK$1,620/mo
Today · 4.125%
HK$62,749
baseline
▲ 0.50% · 4.625%
HK$66,056
+HK$3,307/mo
Deposit HK$1.30M · loan HK$11.73M · min. income ≈ HK$125,498/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,915 · Scale 2, in force from 26 Feb 2026)