LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,732
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,657
−HK$940/mo
Today · 4.125%
HK$31,597
baseline
▲ 0.50% · 4.625%
HK$33,519
+HK$1,922/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$63,194/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$488,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,077
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,964
−HK$900/mo
Today · 4.125%
HK$34,864
baseline
▲ 0.50% · 4.625%
HK$36,702
+HK$1,838/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$69,728/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$488,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,679
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,789
−HK$1,127/mo
Today · 4.125%
HK$37,916
baseline
▲ 0.50% · 4.625%
HK$40,223
+HK$2,307/mo
Deposit HK$5.22M · loan HK$7.82M · min. income ≈ HK$75,832/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,692
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,757
−HK$1,080/mo
Today · 4.125%
HK$41,837
baseline
▲ 0.50% · 4.625%
HK$44,042
+HK$2,205/mo
Deposit HK$5.22M · loan HK$7.82M · min. income ≈ HK$83,674/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$488,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,625
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,920
−HK$1,315/mo
Today · 4.125%
HK$44,235
baseline
▲ 0.50% · 4.625%
HK$46,927
+HK$2,692/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$88,470/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,308
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$47,550
−HK$1,259/mo
Today · 4.125%
HK$48,809
baseline
▲ 0.50% · 4.625%
HK$51,382
+HK$2,573/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$97,618/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,518
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,183
−HK$1,691/mo
Today · 4.125%
HK$56,874
baseline
▲ 0.50% · 4.625%
HK$60,335
+HK$3,461/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$113,748/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,538
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,135
−HK$1,620/mo
Today · 4.125%
HK$62,755
baseline
▲ 0.50% · 4.625%
HK$66,063
+HK$3,308/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$125,510/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$488,963 · Scale 2, in force from 26 Feb 2026)