LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,735
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,660
−HK$939/mo
Today · 4.125%
HK$31,599
baseline
▲ 0.50% · 4.625%
HK$33,522
+HK$1,923/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$63,198/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,079
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,967
−HK$900/mo
Today · 4.125%
HK$34,867
baseline
▲ 0.50% · 4.625%
HK$36,705
+HK$1,838/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$69,734/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,682
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,791
−HK$1,128/mo
Today · 4.125%
HK$37,919
baseline
▲ 0.50% · 4.625%
HK$40,226
+HK$2,307/mo
Deposit HK$5.22M · loan HK$7.82M · min. income ≈ HK$75,838/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,695
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,760
−HK$1,080/mo
Today · 4.125%
HK$41,840
baseline
▲ 0.50% · 4.625%
HK$44,045
+HK$2,205/mo
Deposit HK$5.22M · loan HK$7.82M · min. income ≈ HK$83,680/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,628
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,923
−HK$1,316/mo
Today · 4.125%
HK$44,239
baseline
▲ 0.50% · 4.625%
HK$46,931
+HK$2,692/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$88,478/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,311
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,553
−HK$1,260/mo
Today · 4.125%
HK$48,813
baseline
▲ 0.50% · 4.625%
HK$51,386
+HK$2,573/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$97,626/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,522
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,187
−HK$1,692/mo
Today · 4.125%
HK$56,879
baseline
▲ 0.50% · 4.625%
HK$60,340
+HK$3,461/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$113,758/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,543
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,140
−HK$1,620/mo
Today · 4.125%
HK$62,760
baseline
▲ 0.50% · 4.625%
HK$66,068
+HK$3,308/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$125,520/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,002 · Scale 2, in force from 26 Feb 2026)