LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,738
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,663
−HK$940/mo
Today · 4.125%
HK$31,603
baseline
▲ 0.50% · 4.625%
HK$33,526
+HK$1,923/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$63,206/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,083
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,970
−HK$900/mo
Today · 4.125%
HK$34,870
baseline
▲ 0.50% · 4.625%
HK$36,708
+HK$1,838/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$69,740/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,685
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,795
−HK$1,128/mo
Today · 4.125%
HK$37,923
baseline
▲ 0.50% · 4.625%
HK$40,231
+HK$2,308/mo
Deposit HK$5.22M · loan HK$7.82M · min. income ≈ HK$75,846/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,700
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,764
−HK$1,080/mo
Today · 4.125%
HK$41,844
baseline
▲ 0.50% · 4.625%
HK$44,050
+HK$2,206/mo
Deposit HK$5.22M · loan HK$7.82M · min. income ≈ HK$83,688/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,633
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,928
−HK$1,316/mo
Today · 4.125%
HK$44,244
baseline
▲ 0.50% · 4.625%
HK$46,936
+HK$2,692/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$88,488/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,316
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$47,558
−HK$1,260/mo
Today · 4.125%
HK$48,818
baseline
▲ 0.50% · 4.625%
HK$51,392
+HK$2,574/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$97,636/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,528
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,193
−HK$1,692/mo
Today · 4.125%
HK$56,885
baseline
▲ 0.50% · 4.625%
HK$60,346
+HK$3,461/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$113,770/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,549
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$61,146
−HK$1,621/mo
Today · 4.125%
HK$62,767
baseline
▲ 0.50% · 4.625%
HK$66,075
+HK$3,308/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$125,534/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,054 · Scale 2, in force from 26 Feb 2026)