LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,741
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,666
−HK$940/mo
Today · 4.125%
HK$31,606
baseline
▲ 0.50% · 4.625%
HK$33,529
+HK$1,923/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$63,212/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,087
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,974
−HK$900/mo
Today · 4.125%
HK$34,874
baseline
▲ 0.50% · 4.625%
HK$36,712
+HK$1,838/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$69,748/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,689
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,799
−HK$1,128/mo
Today · 4.125%
HK$37,927
baseline
▲ 0.50% · 4.625%
HK$40,235
+HK$2,308/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$75,854/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,704
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,769
−HK$1,080/mo
Today · 4.125%
HK$41,849
baseline
▲ 0.50% · 4.625%
HK$44,055
+HK$2,206/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$83,698/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,637
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,933
−HK$1,315/mo
Today · 4.125%
HK$44,248
baseline
▲ 0.50% · 4.625%
HK$46,941
+HK$2,693/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$88,496/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,321
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$47,563
−HK$1,261/mo
Today · 4.125%
HK$48,824
baseline
▲ 0.50% · 4.625%
HK$51,397
+HK$2,573/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$97,648/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,534
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,199
−HK$1,692/mo
Today · 4.125%
HK$56,891
baseline
▲ 0.50% · 4.625%
HK$60,352
+HK$3,461/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$113,782/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,556
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,153
−HK$1,620/mo
Today · 4.125%
HK$62,773
baseline
▲ 0.50% · 4.625%
HK$66,082
+HK$3,309/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$125,546/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,106 · Scale 2, in force from 26 Feb 2026)