LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,743
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,668
−HK$940/mo
Today · 4.125%
HK$31,608
baseline
▲ 0.50% · 4.625%
HK$33,531
+HK$1,923/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$63,216/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,089
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,976
−HK$900/mo
Today · 4.125%
HK$34,876
baseline
▲ 0.50% · 4.625%
HK$36,715
+HK$1,839/mo
Deposit HK$6.52M · loan HK$6.52M · min. income ≈ HK$69,752/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$489,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,691
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,802
−HK$1,128/mo
Today · 4.125%
HK$37,930
baseline
▲ 0.50% · 4.625%
HK$40,238
+HK$2,308/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$75,860/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,706
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,771
−HK$1,081/mo
Today · 4.125%
HK$41,852
baseline
▲ 0.50% · 4.625%
HK$44,058
+HK$2,206/mo
Deposit HK$5.22M · loan HK$7.83M · min. income ≈ HK$83,704/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$489,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,640
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$42,935
−HK$1,316/mo
Today · 4.125%
HK$44,251
baseline
▲ 0.50% · 4.625%
HK$46,944
+HK$2,693/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$88,502/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,324
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$47,567
−HK$1,260/mo
Today · 4.125%
HK$48,827
baseline
▲ 0.50% · 4.625%
HK$51,401
+HK$2,574/mo
Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$97,654/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,537
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,203
−HK$1,691/mo
Today · 4.125%
HK$56,894
baseline
▲ 0.50% · 4.625%
HK$60,356
+HK$3,462/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$113,788/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,560
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,157
−HK$1,620/mo
Today · 4.125%
HK$62,777
baseline
▲ 0.50% · 4.625%
HK$66,087
+HK$3,310/mo
Deposit HK$1.30M · loan HK$11.74M · min. income ≈ HK$125,554/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$489,138 · Scale 2, in force from 26 Feb 2026)